AI-powered personal finance

Stop wondering where
your money went

Connect your bank and BudgetIt's AI categorizes every transaction in seconds. See exactly where you spend, set budgets that stick, and actually save more.

7-day free trialNo credit cardBank-level security
budgetit.ai
BudgetIt dashboard showing balance, budgets, transactions, and net worth

AES-256

Encryption standard

12,000+

Institutions supported

<2 min

Setup time

99.9%

Uptime SLA

Built with industry-leading infrastructure

OpenAI
Supabase

“I built BudgetIt because I was tired of spreadsheets that took hours and apps that felt like a chore. Connecting your bank and having AI organize everything in seconds — that's how managing money should feel.”

Jordan Barnes — Founder, BudgetIt

Product Preview

A dashboard that actually makes sense

Every transaction categorized. Every budget tracked. Your complete financial picture in one place.

budgetit.ai
BudgetIt dashboard showing balance, budgets, spending, and net worth overview
budgetit.ai
BudgetIt budgets page showing monthly budget progress, spending pace, and category breakdowns
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BudgetIt investments page showing portfolio performance, holdings, and account breakdown

Features

Everything you need, nothing you don't

Powerful tools that work together so you spend less time managing money and more time living.

Automatic Bank Sync

Connect all your accounts in seconds. Transactions sync automatically — no manual entry ever.

AI Categorization

Our AI categorizes every transaction instantly. No more sorting receipts or guessing categories.

Smart Budgets

Set budgets by category and see real-time progress. Get alerts before you overspend.

Investment Tracking

Link brokerage accounts. Track holdings, performance, and portfolio allocation in one view.

Net Worth & Insights

See your complete financial picture — assets, debts, trends, and AI-powered spending insights.

Subscription Tracker

Automatically detect every recurring charge. Find forgotten subscriptions and save money.

How It Works

Up and running in under 2 minutes

No complicated setup. No learning curve. Just connect and go.

01

Create your account

Sign up in 30 seconds — just email and password. No credit card, no strings.

02

Connect your bank

Link your bank accounts and credit cards securely through Plaid. We support 12,000+ institutions.

03

AI does the rest

Transactions are categorized automatically. Set budgets, track trends, and start saving — all on autopilot.

Why BudgetIt

Compare your options

See how BudgetIt stacks up against spreadsheets and other budgeting apps.

Automatic bank sync

Sheets

Others

Some

BudgetIt

AI categorization

Sheets

Others

BudgetIt

Investment tracking

Sheets

Others

Rare

BudgetIt

Net worth tracking

Sheets

Others

Some

BudgetIt

Subscription detection

Sheets

Others

BudgetIt

Setup time

Sheets

Hours

Others

30 min

BudgetIt

2 min

Security

Your security is non-negotiable

We use the same security infrastructure as the world's largest banks.

Bank-level encryption

All data is encrypted in transit and at rest using AES-256 — the same standard used by major banks.

Read-only access

We can only read your transaction data. We can never move money, make payments, or change anything.

Your data stays yours

We never sell your data. Your financial information is private and will never be shared with third parties.

Simple Pricing

One plan, two ways to pay

Everything included — pick the billing cycle that works for you.

Monthly

$12.99/month

Billed monthly

Save 17%Recommended

Annual

$10.83/month

Billed $129.90/year

7-day free trialNo credit card requiredCancel anytime
Start free trialSee full pricing details

Your bank transactions are waitingto be organized

See what BudgetIt finds in 60 seconds. Connect your bank, and AI handles the rest — budgets, categories, insights, all automatic.